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NJ Lenders, d/b/a Silvery Bay Lending. NJ Lenders Corp. NMLS ID: 35286 www.nmlsconsumeraccess.org; Colorado - Regulated by the Division of Real Estate. Connecticut Mortgage Lender License No. 8566; Florida Mortgage Lender License No. MLD583; Georgia Mortgage Lender License No. 70814. Maryland Mortgage Lender License No. 19642; Massachusetts Mortgage Lender License ML35286 New Jersey Residential Mortgage Lender License No. 9100938. Licensed by the N.J. Department of Banking and Insurance; New York Licensed Mortgage Banker NYS Department of Financial Services Mortgage Banker License No. B500605 and Exempt Mortgage Loan Servicer Registration No. B500605; North Carolina Mortgage Lender License No. L-202120; Pennsylvania Mortgage Lender License No. 22105; Tennessee Mortgage License No. 244997; Virginia NMLS ID No. 35286 (www.nmlsconsumeraccess.org). Virginia Broker License No. MC-3196; Lender License No. MC-3196. District of Columbia Mortgage Lender License MLB35286. This information is not a loan commitment or an offer to extend credit as defined by 10 CFR 1026.2. Program rates, loan terms and conditions are subject to change at any time and may vary based on the individual borrower's eligibility and credit history. NJ Lenders Corp. is an Equal Housing Lender.